How to Protect Your Fence From Weather Damage

Apr 27, 2026 1 min read

Your fence isn’t just a functional, attractive border for your property. It faces all kinds of climate challenges, like sun, rain, snow, wind and hail. With all those forces against it, it may seem like fence damage is inevitable. But you can take steps to protect your fence from storms and other weather. Here's what you can do to help make your fence last against the elements. 

To make sure your fence, home and property have the protection they need from the weather and other hazards, talk to Farm Bureau.

Make Sure Your Fence Is Well-Maintained

Your fence has the best chance of withstanding the elements if it’s in good condition. Regularly check for loose or damaged fence boards. It’s common to have areas of fencing you don’t pay attention to often, especially in parts of your yard you don’t use much, so these periodic inspections are important. 

Weak areas in fencing aren’t likely to hold up in bad weather. Plus, they could become airborne in strong wind and damage vehicles, homes or other property. Repair or replace any damaged fencing you uncover as soon as you can, so the next storm doesn’t cause issues.

Trim Trees and Branches

Wind, snow and ice can take down bushes, trees and limbs. Be sure to remove any dead or weakened branches or trees that are close to your fences. That way, they won’t fall and cause damage.

Paint or Treat Your Fence

Wooden fences need some regular maintenance. To prevent sun and water damage to your fence, as well as mold and algae buildup, apply waterproofer, sealer, stain or paint. The choice depends on the type of fence you have, the weather conditions you face where you live and your preference.

If there’s hail damage to a fence, you may be able to sand it and then reapply the protective coating. If your fence is made of something other than wood, you may need to replace pickets or panels.

Put in a Fence That’s Weather-Resistant

If you need to install a new fence or replace a section of fence, use deeper footings or heavier posts to help keep it stable. Choose a fencing material that’s more durable. Powder-coated aluminum or vinyl are good choices for many climates. 

Insurance Claims for Fence Damage

Despite your best efforts, sometimes weather events are too strong or last too long, and your fence gets damaged. Your homeowner’s insurance likely covers damage to your fence. You’ll need to contact your insurance agent for details, and file a fence damage insurance claim

Keep in mind that you’ll be responsible for paying the deductible, so you may want to get an estimate of the repair costs to make sure it makes financial sense to file a claim.

Make Sure Your Fence and Property Are Protected

Reach out to Farm Bureau for professional advice about homeowners insurance and any additional protection you need. We’re experienced in reviewing property and recommending coverage to keep our clients protected, no matter what the weather throws their way. 

Want to learn more?

Contact a local FBFS agent or advisor for answers personalized to you.